Protect your largest asset

Home Price Index Protection lets you secure the value of your home against market downturns, beyond your control. Because protecting your home isn't just about safeguarding value — it's about peace of mind.

Buy Now How It Works

What is Home Price Index Protection?

It is a safety net for your home’s value. We track housing prices in your market. If prices fall below an agreed threshold, you get a payout. It is automatic and hassle free.

Consider it your shield against market uncertainties.

See how it works

See where Home Price Index Protection is available today

Enter your zip code or click on a map pin to see where you can buy Home Price Index Protection.

Not in your market yet? No worries. You can sign up to be alerted when it’s available in your market.

WHY HOME PRICE INDEX PROTECTION?

It’s protection you can’t get anywhere else.

There’s no other solution to help you protect your home’s value from potential future market declines.

It’s simple.
When home prices decline below a certain threshold in your market, you get paid. You don’t even have to sell your home.
It’s flexible.
You can choose the standard HPI Protection option – or customize your protection based on what’s right for you.
It’s peace of mind.
HPI Protection gives you the confidence to buy and own a property without worrying about the "what ifs".

Powerful protection tailored to your unique needs

Whether you’re a first-time homebuyer, an investment property owner, a real estate developer, or a multi-homeowner seeking to guard your net worth, Home Price Index Protection can give you the safety and security you require to meet your specific needs.

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Common questions about HPI Protection

VIEW ALL FAQs

No, receiving a Payout under the Contract does not necessitate the sale of your Property. Additionally, there is no requirement to file any claims. Upon the determination of a Payout, it becomes yours unconditionally, with no links to any future circumstances. Importantly, even if your Market subsequently experiences an upturn in real estate values, there are no provisions for clawbacks of the Payout.

For more details about these terms, you can refer to the respective FAQs: "What is the Payout?", "What is the Contract?", "What is the Property?", and "What is the Market?".
Yes, you can purchase Home Price Index Protection even if you do not own the Property. The product can be bought for the benefit of someone else. However, to be eligible for a Payout, the Contract Holder, who could differ from the initial buyer, must be the owner of the Property by the Expiration Date.

For instance, a home seller might buy the product intending to benefit the buyer. In this scenario, the product may be bought by the seller, but the home buyer must be listed as the Contract Holder and assume ownership of the Property to qualify for a potential Payout. This requirement emphasizes the fact that only a Contract Holder who owns the Property is eligible for a Payout.

For more details about these terms, you can refer to the respective FAQs: "What is the Property?", "What is the Payout?", "What is the Contract Holder?", and "What is the Expiration Date?".

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Protect your largest asset

What is Home Price Index Protection?

See where Home Price Index Protection is available today

WHY HOME PRICE INDEX PROTECTION?

It’s protection you can’t get anywhere else.

It’s simple.

It’s flexible.

It’s peace of mind.

Powerful protection tailored to your unique needs

Latest articles & insights

Financial Security for Homeowners: We Want to Help

Real Estate Is Seasonal And Cyclical: Here’s What You Should Know

Taxes and Other Fun Things To Know About Before Investing in Real Estate

Protecting The Equity In Your Retired Parents' Home

Common questions about HPI Protection

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